You want to become a millionaire but somehow that goal seems a little too far off … too unattainable for a simple, average person like you. You don’t have a rich uncle, a big paycheck or lucky enough to hit it big with the lottery.
Life doesn’t have to be that bleak. To be rich you need to save. To save, you need to improve your cash flow. You do this by cutting expenses or increasing income … maybe BOTH.
A budget is telling your money where to go instead of wondering where it went.
— John Maxwell
Let’s do a little role playing. Pretend you are one of our friends: Millie the millennial or Leo & Amanda the Gen X couple or Bill and Betty who are nearing retirement. Answer a few questions and you can improve their cash flow. By compounding small savings over time and making critical financial decisions now could make a HUGE impact on their finances.
See the sample finances below. Click on the scenario that best represents you.